Susana Costa's Blog Posts

House Market

New home sales jumped 17.0% in September to a seasonally adjusted annual rate of 667,000 units - its

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For Sellers Thinking Of Selling Now Is The Time To Act

If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high

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The Benefits Of Downsizing

The Benefits of Downsizing Owning a home has been the

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Think Twice Before Storing Your Credit Card Information

The convenience of saving your credit card information on your favorite sites is appealing - no more scrambling for your card, no more entering all that

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Amenities Could Mean More Coverage

Some people buy home insurance and then forget about it. But if you're planning on renovating or adding new amenities to your home, you might want to take another look at your policy or contact

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Negotiations And Real Estate

Negotiations and Real EstateWhen it comes to a real estate transaction, whether you're a buyer or a seller, everything is negotiable. For many couples and individuals, a house or property will

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Keeping It Current

Employment grew by 211,000 jobs in April. Through the first four months of 2017, employment has grown by a

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Staging Tricks To Help Your Home Sell

Getting ready to list your house for sale? Putting some effort into staging it well can impact how quickly it moves off the market. The tenets of staging are pretty basic: declutter, depersonalize

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Taxes And Your Home Or Property

With the U.S. tax season still so fresh in our minds, as homeowners we are reminded of all the taxes we pay on our properties. But what exactly are property taxes? Are there any tax breaks for

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Moving Make Sure The Kids Are Alright

Moving to a new city or state is filled with many different exciting possibilities - new home, new job, new restaurants to try. But for kids, relocating is fraught with fear - new school, new

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Keeping Current

Wells Fargo Home Mortgage | Keeping

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9 Home Safety Tips For The Holidays

Timothy Waller's November 24, 2016

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November Real Estate Advisor

More often than not, as homeowners, the last thing we want to do is home repairs. Not only do they take time (and many of us don't have a lot to spare), but they can also be costly and sometimes

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Top 10 Tips For Selling In The Fall Real Estate Market

The fall real estate market is almost always a hot season. Home selling in autumn or fall is the second best time of the year to sell a home. Families have returned from summer vacations. Kids have

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Looking To Make Some Changes This Fall Check Out The Most Rewarding Fall Home Improvement Projects R

Spending a little time on DIY and professional upgrades now can pay off big come spring.Fall is the season for posting apple-picking photos on Instagram, enjoying pumpkin spice–flavored,

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The Best Times Of Year For Real Estate

For many in the United States it seems as though real estate season starts in the spring and ends just as the kids head back to school in the early fall. While many home and property sales take

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Plumbing Maintenance Tips

A healthy plumbing system can help lessen the chance of leaks, ruptures, clogs and other not-so-nice events. Homeowners who take some basic precautions and implement a few simple steps can be

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Surefire Tactics To Getting More Money For Your Home

All home sellers hope their place will fetch a big, fat price. And while you can’t control everything that determines a house’s market rate—like, say, the state of the stock

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How To Buy A Home Without A 20 Down Payment

One of the first things you’ll hear when you start considering homeownership is that you’ll need a hefty chunk of change upfront. Most financial planners recommend putting down a 20%

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Is Your Home Ready For Fall

Your Autumn Home Maintenance Agenda - Mortgage Master | Home Loans, Refinance, Mortgage Rates, Jumbo, FHA, VA, USDA Loans<img height="1" width="1" src="https://www.facebook.com/tr?id

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Exterior Updates To Boost Resale Value

Exterior Updates to Boost Resale ValueOne of the best tools in a seller's arsenal is curb appeal. The outside of a home or property is one of the first things a buyer sees, and while many times'

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Last Weeks Economic News In Review

An increase in first-time buyers helped boost existing home sales, while housing starts and permits on new homes saw encouraging growth, and lay-offs continued to drop. Existing Home Sales

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Stay Cool This Summer Save Money

Summer’s heat is less welcome inside the home than out. Air conditioning is the first way many people think of to cool off, but there are other steps homeowners can take to help keep cool

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Is Now The Right Time To Put Your House On The Market Or Not

Last week, the National Association of Realtors (NAR) released their Pending Home Sales Index, a forward-looking indicator of home sales based on contract signings. The report

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Real Estate Advisor June

Finances and Buying a HomeHome ownership has always been a top dream for millions of Americans, and with the many television shows, magazines and other media geared toward owning a home in the U

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6 Surefire Signs Its Time To Sell Your Home

Most people don’t plan on living in their first (or second or maybe even third) home forever, but knowing when the time is right to put that baby on the market can be tricky. In fact, it can

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Tips For Surviving The Summer Road Trip

Timothy Waller's May 12, 2016 Newsletter

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Calculating Your DebttoIncome Ratio In 2 Easy Steps

Timothy Waller's May 12, 2016 NewsletterHave you ever sat down and calculated exactly how much money you spend each month on bills? If so, you are already halfway to calculating your DTI. In,

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Making An Offer

In a seller’s market, the first person to put an offer on a house is not necessarily the person who will get the house. In fact, there may be a number of potential buyers all vying for

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Tax Tips And Tools To Stay Organized

Tax season is upon us, and you've probably started gathering your necessary documents. If not, now's the time to begin, especially if you think you might want to hire a tax professional. Here are

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Real Estate Tips For Buyers And Sellers

Real Estate Tips for Buyers and SellersThinking about starting a home search or selling your home soon? The 2016 real estate season is upon us, and if you are anticipating a home search, or

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The Benefits Of Gardens

The Benefits of GardensIt seems as though in the past few years gardening and backyard farms have become more and more popular throughout the United States. With spring quickly approaching in

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Happy March

Interesting Facts The word 'March' comes from Roman 'Martius'. This was originally the first month of the Roman calendar

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The 5 Things Every Homeowner Needs

Timothy Waller's February 18, 2016

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Preparing Early For Tax Time

Ah, tax time. Some people dread it; but many who understand the tax breaks available — especially those for homeowners — have no problem with April 15. (Actually, this year Tax Day is April

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The Housing State Of The Union Were Back Baby

Next week, we’ll hear President Barack Obama’s State of the Union address. Here at realtor.com®, we think it’s also a great time to review the state of the nation’s housing market.

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How To Pet Proof Your Home So It Doesnt Look Like Its Gone To The Dogs

A pet makes a wonderful addition to any household. Cats and dogs mean furry snuggles and tons of comic relief; they can also teach us all a few things about unconditional love. Unfortunately,

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4 Ways You Can Borrow A Down Payment

Planning to buy a home sometime soon? It’s an expensive proposition, and if you need help coming up with a down payment, it’s important to know which sources you can tap to make your

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Whats The Deal With Flipped Homes

Americans love their home improvement and design shows. With entire channels dedicated to DIY, home decor and design, and everything related to U.S. real estate, we love the possibilities that

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6 Stellar Reasons To Buy A Home In 2016

Is it really 2016 already?  For those of you who happen to be planning on buying a home in the new year—or even just trying to—there’s a whole lot to celebrate. Why? A variety

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50 Tax Deductions You Didnt Know About

From home renovation deductions to hobby expenses.Tax deductions reduce your taxable income by accounting for expenses you’ve incurred. The IRS offers many ways to reduce your taxable income,

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Creating A Checklist To Stay On Top Of Home Maintenance Tasks

It's easy to put off basic home maintenance. Sometimes it feels like there's so much of it, and it doesn't help that some tasks are done only once in a while so they're easy to overlook. Simplify

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So You Wanna Sell Your Home Step 3 List It At The Right Price

Putting a price tag on a home you’re trying to sell is a tricky thing. For one, it’s your home, crammed full of memories, hopes, and dreams—and all that stuff can cloud your thinking

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2016 Color Trends To Use In Your Home Design

Trendsetting Colors of 2016 Color plays a crucial role in your home's interior. Thankfully it's one of the easiest design elements to change, particularly if you select appliances and other

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Real Estate Terms The Debt To Income Ratio And How It Affects Your Home Purchase

The real estate market is rife with terminology that can make a home purchase seem more than a little complicated. If you’re currently looking for a home and are considering your loan options, you

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10 Real Estate Investment Tips For 2016

As 2016 comes to end, it’s that time again to look ahead to the new year.  When it comes to real estate investments, making good decisions can make the difference between profit and losing

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Common Household Hazardous Waste And What To Do With Them

We want to believe our homes are as safe as they can be, and for the most part they are. But there are items we use every day that are in fact hazardous. Knowing what products are hazardous, and

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When To Use A Professional

As homeowners, we want our properties to reflect our styles and the designs of the current day. If you have purchased an older property, or you just want to

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Goodbye Junk 5 Tips For Reducing The Amount Of Stuff You Need To Move To Your New Home

Are you in the process of buying a new home? Then now is the perfect time to finally go through all the clutter and make some tough decisions about what needs to move with you and what needs to go

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How To Give The Ultimate Christmas Gift Paying Off A Family Members Mortgage

Christmas is just around the corner, and if you’re in a position to do it, paying off a family member’s mortgage is one of the biggest gifts you could give this holiday season. A mortgage can be

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11 Reasons To Sell Your Home This Holiday Season

People often think that the real estate market freezes up during the Holiday season, but this is simply not true! Sometimes this is actually the best time to sell a home if you’re looking for a

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Interior Projects That Dress Up Your Home

Does your kitchen need new life? Is your living room boring? Adding decorative elements can transform bland spaces into rooms that look finished and sophisticated. Here are a few features that can

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Backyard Ideas For Fall

Autumn's crisp, cool evenings are finally providing relief from the summer heat, which means it's the perfect time to enjoy your outdoor space. Gather your friends and family and make the most of

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Whats Ahead For Mortgage Rates This Week August 24 2015

Last week’s economic events included a number of readings on housing related topics. The National Association of Home Builders released its report on builder confidence in housing markets, Housing

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6 Key Housing Stats To Gauge The Market

FRIDAY, AUGUST 21, 2015Existing-home sales were back on the rise in July, marking the third consecutive month of increases, while low inventories of homes for-sale and rising prices were the reason

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ExistingHome Sales Maintain Solid Growth In July

WASHINGTON (August 20, 2015) — Existing-home sales steadily increased for the third consecutive month in July, while stubbornly low inventory levels and rising prices are likely to blame for sales

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Fast And Easy Updates To Help A Home Sell

We are smack dab in the middle of home buying season, and while some properties are off the market before they're even on it, others haven't had such luck. A great way to boost your home's selling

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Barbecue And Fire Pit Safety For The Summer

Throughout the United States, the summer months are those months where millions of Americans find themselves enjoying the outdoors or chilling in the backyard. With summer comes barbecues and

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Market Insights July 2015

HOME SALESHome sales continue to increase year-over-year.Homes sold at a seasonally adjusted annual rate of 5.35 million homes in May based on the report released by the National Association of

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2015 Real Estate Market Investing Tips And Tricks For Newbies See More At Httpwwwjeffadamscom2015re

1.Collaborate. Find great team members to help you pull off your overall vision. One person alone can only handle so much (and it limits your education). – Ken McElroy2. Know your

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First Time Homebuyers A Few Federal Tax Breaks You Should Be Aware Of

A Tax-Saving Guide for First-Time Homebuyers | First Republic BankA Tax-Saving Guide for First-Time Homebuyers A Tax-Saving Guide for First-Time Homebuyers | First Republic BankBuying your first?

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Top 2015 Memorial Day Weekend Events At The Jersey Shore

The official start of Summer 2015 is almost here! The Memorial Day weekend brings the first big crowds to the Jersey Shore, and there are some cool events for everyone to

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Spring Homebuying Season Under Way

Low rates from early February into March lured prospective homebuyers to purchase homes. The difference in monthly housing payments offered homebuyers the extra incentive needed to lock in

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Tips For Spring Cleaning Your Home

Spring is here! That means warm weather, sunshine and more time spent outdoors. It also means it's time to open the windows and do some spring cleaning. Below are some tips to help you get the

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TaxRelated Identity Theft Is On The Rise Heres How You Can Prevent It

Along with the start of tax season there has been a rampant rise in tax fraud. We have seen many tax payers coming to North Shore Advisory, Inc. for assistance with the issue, and feel it’s

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5 Emotional Mistakes Made By Homebuyers

Don't let emotion get the best of youReal estate agents say emotional mistakes are common among homebuyers, who overpay for their "dream homes" because they let feelings cloud their judgment.But

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Prepping Your Home For A Vacation

Vacations are a time to relax and escape from regular life. When you're miles from home, the last thing you want to worry about is the safety of your home. If you plan on taking a vacation this

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CaseShiller 20City Home Price Index Hits 6 Month High

According to the Case-Shiller 20-City Home Price Index for February, month-to-month home prices increased by 0.50 percent from January’s reading and achieved the highest year-over-year gain in six

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The Three Essential Habits That Successful Home Buyers Must Embrace

Whether you are preparing to purchase your first home or it has been many years since you last walked through the home buying process, you may be starting to feel overwhelmed at the thought of all

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Should You Be Worried About Skipping Multiple Mortgage Payments Yes And Heres Why

From time to time, a homeowner may struggle to make a mortgage payment on time. Most will be able to make the missing payment a week or two later when the next paycheck arrives. However, others may

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The Pros And Cons Of Putting In More Than 20 Percent As A Down Payment On Your New Home

One of the most common questions home buyers ask today relates to how much money they need to put down on a home. There are mortgage requirements in place that establish minimum down payment

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Fannie Mae Offers FirstTime Home Buyers Big Help With Closing Costs

If you’re a first-time home buyer just entering the market, you’re in for a springtime treat: Fannie Mae will now pay your closing costs, up to 3% of the price of the home—provided you take

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Home Builder Confidence Rises In April

The National Association of Home Builders (NAHB) reported that April’s Housing Market Index rose from a reading of 52 in March to 56 for April. This is in line with warmer weather and the peak

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You Ask We Answer How Often Should I Refinance The Mortgage On My House

Refinancing a home mortgage can provide you with an incredible range of benefits. These include everything from reducing your mortgage term and lowering your payments to helping you more effectively

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5 Home Maintenance Tasks You Should Tackle This Spring

As the seasons change, so do your home maintenance responsibilities. And now that it's spring, your roster of chores can quickly fill up.Rather than getting overwhelmed by a long maintenance list,

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Whats Ahead For Mortgage Rates This Week April 13 2015

Last week’s economic news included the minutes from the most recent FOMC meeting, which indicated that the Fed’s monetary policymakers are eyeing a potential increase in the target federal funds

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Staging Your Home To Sell

In a manner of speaking, staging your home is putting its best foot forward: you're setting up each room to look inviting to prospective buyers of all types. Showcase your home’s best features,

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6 Ways Youre Sabotaging Your Credit Repair Efforts

Although the financial climate is improving and unemployment rates continue to decrease, many consumers are struggling. Last year alone, the U.S. Courts reported nearly 1 million cases of Chapter 7

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Staging Tips For Sellers

Spring has arrived, which means real estate season is upon us. When selling your home or property, attracting full price offers is always top priority, and a properly staged home can be your

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How Does Making Lump Sum Payments Affect Your Mortgage Lets Take A Look

Periodically, many homeowners will receive a rather sizable amount of extra cash. This may be from a bonus from your employer, a refund on your tax return, a financial gift from a relative or

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Prepare For Tax Season With This Checklist

Tax season is among us! Here is a checklist to help you prepare… Step 1: Gather your documents W-2s for each job held in 2014 for

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The Return To Normal

Our economy is returning to normal–not the “new normal” of the past several years, but rather the “old normal” that existed for years, and even decades before that. This trip down

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Thinking Of Selling Now May Be The Time

Many now realize that it is a great time to buy a home. Today, we want to look at why it might also be an opportune time to sell your house. Here are the Top 5 Reasons we believe now may

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Please Fix These 10 Things That Are Dragging Down Your Homes Value

There are a lot of things you can’t control in the home-selling process. You can’t force people to come see your home or make an offer on it. But you can make sure to take care of some

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5 Tips For Getting Your Home Ready For The Spring Real Estate Market

Even though it’s the middle of the winter season, before you know it, spring will be here. Historically in most real estate markets, the spring is when it really begins to heat up. The spring real

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Plan For HomeBuying Success Not Paralysis

It’s hard to balance your needs, wants and finances—almost every aspect of your life—when buying a new home. The sheer range of choices and decisions can lead to “paralysis by

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Ways To Make Your Home Warmer Without Touching The Thermostat

They say you subconsciously look for a partner that reminds you of your father and, while I'm not sure that always applies, I do know that both my father and my boyfriend staunchly agree on one:

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What You Need To Know About Foundation Repairs And Sealing Foundation Cracks Read More Httpwwwhouse

If your foundation has cracks wider than 1/4-inch wide, or if you have stairstep cracks in blocks or bricks, you can hire a contractor to plug them by injecting epoxy ($1,500-$3,000) or do

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Five Reasons It Could Be The Opportunity Of A Lifetime To Buy A House

The oft-quoted investment advice to “buy when blood is running in the streets” is usually attributed to one of the members of the Rothschild banking family. The most plausible version of the

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Alternative Energy And Your Home

We all appreciate electricity -- each one of us uses it in some capacity every day. Heating and cooling our homes is one of our top priorities, not only for our comfort but also for our safety.

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Mortgage Rates Fall Even Lower

Fixed-rate mortgages continue their free fall, with the 30-year fixed rate mortgage averaging 3.63 percent this week and the 15-year fixed-rate mortgage staying below 3 percent, Freddie Mac reports.

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5 Ways To Raise The Value Of Your Home

1. DeclutterCost range: $0 (do-it-yourself) to $2,500 (pro)Potential return: 3% to 5%Clear away any clutter and depersonalize the space as much as possible.2. Makeover the kitchenCost range: $300$

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7 Simple Ways To Increase The Value Of Your Home

Unless you have a luxury shoe habit that rivals Carrie Bradshaw’s (who needs 400K in shoes?), your home is probably the most valuable thing you own. But just because it’s already worth a lot

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10 Reasons Housing Will Remain Buoyant In 2015

Real estate is a bright spot in the U.S. economy Shutterstock.comForeclosure filings last year fell to the lowest level since 2006.By JEFFREEVES COLUMNIST There’s a lot

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New Home Sales Growing Conventional Financing Share

NAHB analysis of the most recent Census numbers regarding the sources of financing for new single-family home sales suggests small changes from the prior quarter, although the long-run trends

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US HOME VALUES CONTINUE TO CLIMB IN 2015

The total value of all the homes in the United States ended 2014 at $27.5 trillion, a 6.7% increase from last year and the third consecutive overall increase. The cumulative increase in home

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Good Signs For Housing In 2015

Housing and jobs are strongly connected. When the economy is expanding, job creation promotes household formation, which in turn increases demand for rental and owner-occupied housing. Other

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5 Credit Card Mistakes That Could Keep You From Getting A Mortgage

Gearing up to apply for your first mortgage is equal parts exciting and terrifying. To calm your (understandable) jitters, you’ve probably done a lot of reading about interest rates, points,

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First Time Buyers Face Rosier Prospects In 2015

First-Time Buyers Face Rosier Prospects in 2015It’s official: 2014 was the best year for total job growth since 2000. The housing market now has a confluence of several important demand-boosting

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Getting A Mortgage Is About To Get Easier

For years now, if you didn't have near perfect credit and a hefty 20% down payment, chances were slim that lenders would give you a mortgage.But that's all about to change.That's because Fannie Mae

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Housing 2015 The Return Of Firsttime Home Buyers

When it comes to the housing market, 2015 may be the year first-time home buyers make a comeback.With rents rising faster than incomes, many Millennials are expected to start looking to buy homes of

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GREAT NEWS FHA To Lower Cost Of Mortgage Insurance

In an effort to make owning a home more affordable, the Federal Housing Administration will dramatically cut the costs associated with the mortgages it backs.Premiums for FHA mortgage insurance,

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REASONS NOT TO WAIT UNTIL SPRING TO SELL

Waiting until Spring might not be the best option if you are thinking about selling. Here are some facts to consider:This time of year historically has the least number of new listings which means

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Looking For Luxury How To Upsize Your Next Home Without Upsizing Your Costs

Size matters when you are buying a new home. Whether you plan to expand your family, need more room for your stuff, or are concerned with resale value, you want to get the most space for your money.

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Whats Ahead For Mortgage Rates This Week January 5 2015

Case-Shiller reported that home prices hit their lowest pace in two years. According to the Case-Shiller 20-City Home Price Index for October, home prices fell in 10 cities, rose in eight cities and

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FICO Scores How Does Your FICO Score Impact Your Mortgage Lets Take A Look

Most people have heard the term FICO score, but some remain confused as to what it actually is and if it affects them when they try to obtain a mortgage. A few questions can be answered to help

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4 Ways To Doom Your Next Home Purchase

4 Ways to Doom Your Next Home PurchaseBuying a home is a big deal. After all, few purchases in life have that many zeroes at the end. You want to get it right—but there are just so many ways it

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New Year To Dos For Your Home

With the start of a new year, it's always a good idea to assess your home and its needs. Taking stock of appliances, home systems, and other items that make a house a home will help guide you to

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10 MustDo December Activities In NYC

The merriest time of the year is upon us again, as holiday decorations pop up in every window and the chill of December sets in across the city.Although the dark days and cold weather

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Holiday Lights Spectacular Returns To The Arts Center Great To Take Your Kids

The season is looking bright over at the PNC Bank Arts Center in Holmdel. That's because, for the first time since 2008, the venue is hosting its annual Holiday Lights Spectacular. The stunning, 2.5

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8 Benefits Of Buying A House At Years End

Summer may be real estate’s busy season, but winter offers great opportunities for buying a house, especially for renters looking to become homeowners, growing families trading up

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Gift Yourself With Hundreds Of Dollars Heres How

While you’re dashing here and there to take care of all your Christmas errands, don’t forget the wrapping paper, a wreath for the front door and . . . a review of your insurance.You read

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Why You Shouldnt Wait Until Spring To Sell Your Home

REASONS NOT TO WAIT UNTIL SPRING TO SELL:Waiting until Spring might not be the best option if you are thinking about selling. Here are some facts to consider:Take a look at the two charts below that

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Do These 4 Things Now So You Can Buy A Home This Spring

As the days grow shorter and the air chillier, spring feels like a million miles away. But if you’re thinking about buying a home when the world is in bloom again, it’s never too early to plan

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Money Matters How To Decrease Your Energy Bill This Winter

1. Change furnace filter: Furnace filters only cost a few dollars and can be installed easily. Over time, furnace filters can become clogged, making your furnace run less efficiently. Unclog

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6 Pricing Mistakes Every Seller Can Avoid

If you’re getting ready to sell your home, you want to get the most money for your investment, right? One of the key factors that will sell your home is price, and having a sound pricing strategy

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Your 3Month Plan To Sell A Home In The Spring

Are you planning to sell your home next year? If so, here’s a little secret: You don’t have to wait until spring is in the air to get your home ready for prime time.We asked Dawn Kirkland, a

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5 Real Estate Predictions For 2015

Expect the home-purchase market to strengthen along with the economy in 2015, according to Freddie Mac's U.S. Economic and Housing Market Outlook for November.What's Coming in the New YearCFPB:

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Selling Your Home During The Holidays Can Be Stressful But It Also Offers Some Advantages

5 Tips for Surviving the Holiday Season While Selling Your HomeWhen Perry Como sang, “There’s no place like home for the holidays,” he didn’t have a For Sale sign in the yard. Juggling last

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Why November Is The Best Month To Sell Your Home

Some owners hesitate to market their homes between Halloween and New Year’s Day, believing the holiday season to be an off-peak time to sell. But the idea that houses don’t sell in November

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How To Save Energy In Your Home

Fall is upon us and in the months generally known for colder weather, keeping our homes warm is a top priority. Even in those geographic regions where the mercury doesn't drop below 50, knowing

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Getting A Mortgage Why SO MUCH Paperwork

I'm often asked why lenders ask for so much paperwork for a mortgage loan application when buying a home or refinancing today. It seems they need to know everything about us and require three

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Guide To Fourth Of July Fireworks Festivities Around Union County

With Fourth of July around the corner, Union County towns are ready to celebrate with numerous family-friendly eventsClark:Clark will hold their annual fireworks display on Friday,

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Good News For Those Looking To Move To Union County

Direct Evening Trains from RoselleRP, Westfield, Fanwood, Plainfield to NYC Coming this Fall, Report SaysThe Alternative Press StaffTuesday, April 29, 2014 • 11:47amNJ Transit plans to expand the

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Home Prices Rose In 2013

NEW YORK (CNNMoney) U.S. home prices rebounded strongly in 2013, up 11.3% compared with a year earlier, according to a closely watched index. The jump in prices came even as the housing market

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10 Tips For A Home Thats Safe And Sound

There is little that is more important than feeling secure in your own home. While we can only control a small bit of the world around us, here's some basic information to keep a home safe.

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Sneaky Places To Hide Your Valuables

To make sure that you, your family and your valuables stay safe, The Family Handyman came up with six simple places to hide valuables from all but the smartest, most determined crooks. 1. The old

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Homeowner Tax Tips For Your Best Return

If you're among the taxpayers who itemize your deductions on Schedule A of Form 1040, you can include the interest you paid on your home mortgage of up to $1 million ($500,000 for married, filing

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A ThreeCourse Meal For Valentines And Any Night After

By Kathy Brennan, Caroline Campion and Kirk Leins If you're opting for a quiet, intimate dinner at home instead of at a noisy restaurant this month, consider this three-course meal

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6 Things You Must Know About Home Heating

By Pat Mertz Esswein, Kiplingers.com Your home may be your castle, but you don't have to pay a king's ransom to keep it warm. 1. It's cold inside. Sitting in your overcoat with the

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Lower Rates And Higher Home Prices Ahead

A weaker-than-expected December employment report sent interest rates lower, resulting in more home loan applications in early January.Taking advantage of lower rates, homebuyers' applications

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Energize Your Home This Winter

As the cold weather takes over much of the country, it’s time to think about ensuring that your heat stays inside and the cold stays outside. Below are some ideas for increasing the energy

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Ten Things You Should Know About Buying And Selling A Home

When it comes to buying a home there are many different steps to consider. It can be a very confusing time for the first time home buyer. Putting your home up for sale can be equally demanding.

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Experts Predict 2014 Housing Market

The U.S. real estate market made a robust comeback in 2013, surpassing expectations of many economists, as the combination of low inventories and historically low interest rates caused home prices

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Home Prices Pick Up Steam In Most Metro Areas During Second Quarter

Media Contact: Walter Molony / 202-383-1177 / EmailWASHINGTON (August 8, 2013) – Median home prices continued to rise in the majority of metropolitan areas in the second quarter, with the

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IRS WARNS OF REALISTIC TELEPHONE SCAM

IRS Issues Alert On Fast Moving ScamThe IRS is warning consumers about a sophisticated phone scam targeting taxpayers throughout the country.Here's how it works: A caller says he's from the IRS and

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Boys Tornado Warnings Helped Save Family

When 6-year-old Brevin Hunter heard the tornado siren begin to wail out its warnings, he knew exactly what to do: Put his video game down and head to the basement.More challenging was convincing his

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5 Ways To Make A Home Extra Cozy This Winter Without Paying A Fortune

With cooler temperatures, home owners will want to keep a home inviting and cozy, especially if they’re trying to sell it.But just cranking up the heat can prove costly — particularly this year.

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THE IMPORTANCE OF A HOME INSPECTION

Buying a home is one of the most important purchases you will will ever make, and a home inspection is a major part of the home buying process. A home inspection is important for buyers and sellers

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Cool Holiday Crafts For Kids 7 Videos Show How To Make Them All

Cool Holiday Crafts For Kids 7 Videos Show How to Make Them All When the kids are getting restless over winter break, or you're just looking for fun ways to spend time together,

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Why You Should Start Your Holiday Shopping Now

Waiting for the deep discounts on Black Friday might not be the best money-saving strategy.By Cameron Huddleston, Kiplinger.comYou might be making a costly mistake if you plan to wait until

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Talkin Turkey Master The Great American Classic This Thanksgiving Holiday

The turkey that graces the table on Thanksgiving Day has American roots in its own right. In fact, turkey was already a staple in the Native American diet, and was imported to Spain in

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Mortgage Rates Reach The Lowest Point Since June 2013

Latest Mortgage Bankers weekly survey reported that the mortgage rates are now at the lowest point in last three months. The decision by the Fed not to taper bond purchases has helped the rates.The

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Is Your Plumbing Contaminating Your Drinking Water

Homes built after 1986 are likely to have plumbing pipes made from PVC, CPVC, PEX or perhaps copper or galvanized metal. All of these are an improvement over older lead plumbing and plumbing

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The 7 Best Pumpkin Picking Destinations

The pumpkin can also be used as a great reason to get out in the autumn air and spend the day on a farm, weeding through the patches for the perfect one. The Tri-State area offers plenty of spots to

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We can smell the pancakes already

Gearing up for IHOP's National Pancake Day, this Feb 5, to benefit RE/MAX partner Children's Miracle Network Hospitals! Since beginning its National Pancake Day celebration in 2006, IJOP has raised

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What to do this Valentines Day

It's getting close to that time of the year again and if you are looking for things to do for Valentine's Day 2013, Here are some tips.So here's the top Valentine's Day ideas this year 2013: 1. Buy

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Simple tips for perfect turkey reduce Thanksgiving stress

Thanksgiving horror stories of turkey cooking calamities can intimidate even confident cooks.  After all, most people cook a turkey only once a year, and your entire family will be judging the

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A Toute Heure Restaurant in Cranford NJ

Have you tried A Toute Heure yet?  Literally translated, it means “at any hour,” and it really is a great place to go at any time.  You can always depend on attentive service,

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Westfield High School is hosting an event

Westfield High School  Ice Hockey is hosting a Tricky Tray event on November 3. The location is Westfield HS Cafeteria B 550 Dorian Rd. Doors Open at 5:30, and the Auction begins at

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Westfield Restaurant Week Starts Sept. 30th

The Downtown Westfield Corporation is pleased to sponsor Restaurant Week Fall 2012. Hungry for a good deal? Westfield Restaurant Week begins Sunday, Sept. 30 and continues through Thursday, October

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Scotch Plains Farmers Market

What better way to support your local businesses then to purchase their products? This coming Saturday the 22nd of September from 8 A.M. to 2 P.M. Local Bakers and Growers will display all they have

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Miracle Treat Day is this Thursday

Thursday July 26th is Miracle Treat Day at DQ. Stop at a a participating DQ location, pick up a Blizzard treat for yourself, and maybe one for a friend as well. Because you never know who

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